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​Direct Deposit/Payroll Card

Electronic Pay Options

Whether you choose direct deposit or the payroll card, you will benefit from these advantages:

  • Faster fund access: Your money is either deposited directly to your bank account or automatically loaded on your personalized card.
  • Greater convenience: No need to make trips to the bank, stand in lines or pay excessive check-cashing fees.
  • Increased security: No chance of losing a paper check and ‘Zero Liability’* protection if your card is lost or stolen.
  • Added incentives: Several banks offer free checking and cash incentives when you open a new account using direct deposit.
  • Reliable pay delivery: Receive your pay on time—no more delivery delays due to service disruptions or natural disasters.

To view frequently asked questions for direct deposit and the payroll card, click on the links below:

  • For associates in 100% electronic pay states, click here
  • For associates in all other states, click here

Direct Deposit

Direct deposit is available in all states and territories.
Enroll in direct deposit. No matter where you are, you will get your pay.
  • Speed: Get your pay every payday by 10:00 a.m. EST, even if it is your day off.
  • Convenience: No trips to the bank, no waiting in line to cash your payroll check or pay expensive check cashing fees.
  • Control: No more waiting for paper paychecks to arrive that could be delayed due to holidays, weather, or disasters.
  • Security: It’s the safest and most convenient way to receive your pay. No longer worry about your check being lost or stolen.
To enroll in direct deposit:
Establish a bank account if you do not already have one.
To enroll in direct deposit via Employee Self-Service, click here.


Payroll Card

The payroll card does not require a bank account, but allows you to receive your pay electronically similar to direct deposit. Your money is loaded onto a payroll card each pay day and you have several ways to access some or all of your funds. With your payroll card you get:

  • Receive pay every payday, even on a day off
  • No trips to the bank to cash a check or expensive check cashing fees
  • Free, unlimited retail purchases at millions of locations worldwide
  • Free, online account management, includes balance and transaction history
  • Live, bilingual customer service support, 24/7
  • Cash access at 400,000 U.S. ATMs
  • Zero Liability Protection (certain terms may apply)
  • Visa over the counter cash withdrawal at any financial institution where Visa is accepted
  • Obtain cash and make purchases at any Visa location worldwide, including retail locations, via phone or for online purchases
To enroll in the payroll card via Employee Self-Service, click here.
Please note that the payroll card as a pay option is not available in New York or Canada.
To view the payroll card brochure, click here.